Attendance:It is imperative that all parties attend the closing.
If this presents a problem, please notify us immediately.
Condominium Lien Release:
If the property is a condominium, you will need to contact
a statement from the condominium association indicating
that all condo fees and assessments are paid to date.
If the property is a mobile home, you will need to contact
the park owner to obtain a statement that the park rent
fees are paid to date.
Mortgage Payoff Information:
You need to provide us with the lender names, loan numbers,
and telephone numbers for all the current mortgages on your
property. You will need to freeze any home equity accounts,
and provide written authorization for us to obtain the payoff
statement(s). We need this information as soon as possible
in the process, as many lenders now require significant
advance writing notice for payoff information.
Please send us the most recent tax bill for the property.
If it is unpaid, the lender may require us to pay it at
closing. If it has been paid prior to closing, we will need
a paid receipt from the tax office.
Each borrower needs to bring a valid driver’s license
(or photo identification) to the closing for notary purposes.
Check or wire: The check or wire should be payable to our
office in an amount we will provide prior to closing. If
this closing is a cash-out refinance, there may be no funds
required. We will be able to determine this only when the
final figures are completed.